Girlfriend pays debt

Girlfriend pays debt


There are many good reasons why you shouldn't do it and better ways to help your significant other become smarter about credit. What about two more weeks? Paying off your girlfriend or boyfriend's credit card debt is a bad idea — end of story. If you pay off your partner's debt, ask yourself how likely they are to manage their money more responsibly in the future. There are no guarantees in relationships, so as you weigh the pros and cons of paying your partner's debt, keep the worst case scenario in mind.

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Girlfriend pays debt


There are many good reasons why you shouldn't do it and better ways to help your significant other become smarter about credit. What about two more weeks? Paying off your girlfriend or boyfriend's credit card debt is a bad idea — end of story. If you pay off your partner's debt, ask yourself how likely they are to manage their money more responsibly in the future. There are no guarantees in relationships, so as you weigh the pros and cons of paying your partner's debt, keep the worst case scenario in mind. Girlfriend pays debt

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4 thoughts on “Girlfriend pays debt”

  1. Once your financial goals are linked, your partner's balance affects you as well, and it will hurt your chances of qualifying for a mortgage or other loans as a couple. It's essential to have money set aside for emergencies, and especially if you're young, you may not have much to spare.

  2. Be willing to share your own credit report and budget, and show them how to cut their expenses. For example, cosigning on one of their loans or taking out a loan for them puts your credit score on the line. The best reason not to cover your partner's debt is that there are many other ways to help them become more financially secure, without jeopardizing your own future.

  3. Giving them cash can also be risky. What about two more weeks? However, if you've married someone with credit card debt, you may want to approach the situation differently.

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